Showing posts with label Taxes. Show all posts
Showing posts with label Taxes. Show all posts

Tuesday, September 29, 2009

Taxes, Public Flogging, and the public option

I have three separate issues to discuss in this post.

1. Another example of how refusing to pay taxes costs us all indirectly
Recently a local crime involving a convicted criminal who was sentenced to eight years in prison less than three years ago renewed questions about sentencing rules. The Nashville Chief of Police held a news conference during which he expressed his extreme disgust with the judicial system. The convicted criminal had been sentenced to eight years in prison for a violent crime, only to be released after only 30 percent of the sentence. The police chief said he had been told it was a money issue but he was convinced the justice system was at fault.
I see this as a money issue related to one of my favorite complaints. In our self-centered focus on taxes we continue to strangle our local governments. Local news reports are regularly populated with stories about the extreme efforts local school boards make to keep schools open with inadequate funding. Incarceration of state and local criminals is funded by state and local taxes just like the schools. Prison overcrowding forces early releases and we all know prisons rarely provide effective rehabilitation. The only way to protect citizens is to keep the criminals separated from law-abiding citizens as long as possible. The way to do this is to provide funding for prisons to keep these criminals away from us. Every time local voters vote down a legitimate tax increase the repercussions are broad and long lasting. Inadequate school funding creates more young people being unprepared for life. Unprepared young people are more likely to become involved in criminal activity. Underfunded prisons are forced to release un-rehabilitated criminals early into a society under-protected by under-funded police departments. The root cause is self-centered greed on the part of local taxpayers.

2: Discipline and punishment
As noted above, current punishments for criminal activity are largely ineffective and unnecessarily costly. I have a solution to propose: public flogging. This should be the second-level punishment for non-violent crimes like burglary. More serious crimes with violence against victims should get this as first-level punishment. The public aspect would serve as a graphic example of the consequences of doing a crime. It just might be a better incentive to obey the law than a few months in jail. To take this a bit further, we could provide for combination punishments where a weekly public flogging was part of a reduced prison sentence. Saves money and maybe reduces recidivism.

3: Why health care reform is in trouble
The heavily funded private insurance companies are using their “influence” to buy opposition to the public option in an effort to maintain their un-defensible profit margins. This protection of profits comes at the cost of some poor, uninsured sick people dying. The connection is unverifiable but the motive is certainly there. The Democrats who are apparently being paid off with some promise of wealth and power should be exposed. If you know the facts about why a Democrat opposed the public option, please let the world know. Maybe I’m wrong. If I am wrong I need to be corrected publicly. Do it here.

DRP

Thursday, August 20, 2009

I cannot stay away from the healthcare debate

Here is a list of facts about the health care reform issue. This list is what I believe about the issue and the ongoing debate:

1)President Obama truly intends to improve the lives of all Americans by extending access to health care to ALL Americans - Not just the "well-off".

2)The rising cost of health care and health insurance is putting even basic health out of the reach of an increasing number of people.

3)The President's intent is to help the people without adequate access to care. He has no desire to take over the entire population's health care.

4)A workable plan will be an insurance-based plan with subsidies for lower income families so they can choose their own insurance with financial aid from the government.

5)No workable plan will be free. Someone will have to pay for it. The only way to pay is by taxes on someone.

6)The people most in need of help are the ones least able to pay taxes. There exists an income level above which the impact of a health care surtax or some other taxation is minimal the the family's quality of life/lifestyle.

7)Families with income above a to-be-determined level will have to pay the taxes to fund health insurance subsidies for poorer people.

8)People who oppose reform are being manipulated by outrageous statements funded by the rich people who simply do not want to pay for other people's health insurance.

9)People without access to health care are dying daily. Opposing reform increases the death rate and reduces the quality of life for those it doesn't kill.

10)I really believe there are wealthy people in the country who oppose reform because they do not want to share waiting rooms and hospital resources with poor people.

11)Statistics might establish a level of personal taxation needed to keep one person alive for a month. If you (with family income greater than say $200,000 refuse to pay this amount you are effectively killing someone.

12)If you have good insurance coverage that you are happy with, you should be allowed to keep it. that does not preclude paying some tax on that coverage based on income level.

13)The insurance industry is already the most effective rationer of care. We don't have to fear government rationing. How often do we hear of someone being refused treatment because the insurance they have won't pay for it.

14)I have reason to believe our streets could be safer if some marginal people had better care, including mental health care. Private insurance is notoriously limiting when dealing with mental health issues. We need some reform to promote better mental health care. I bet a lot of people believe I should get some help here.

15)The Medicare system has some significant problems but it does make use of private insurors to provide prescription assistance. Something similar to the Medicare system would help many people and it is paid for by deductions from recipient's monthly checks.

16)Opponents to President Obama are using this issue as a weapon against him with total disregard for the collateral damage to unfortunate people.

17)We were once a very powerful country when we combined our efforts. People around the world looked to us an an example. We can solve any problem through cooperation and compromise. We can be damaged from within by political wars with no purpose other than gaining power over someone.

18)People must think for themselves and stop being influenced by TV ads. Just think about how many lives could be saved by the money spent on the ads.

19)We all need to think about the reasoning behind the ads; think about the concept of spinning information to promote a viewpoint.

20) Everyone must look at who will be helped by reform and who will actually be hurt. The helped vastly outnumber the hurt - this cannot be denied. Maybe we need to look to our hearts instead of our bank accounts for the real story here.

dRp

Thursday, August 13, 2009

Why we need reform and not lies or accusations.

Once more I am inspired to comment on healthcare reform.

On today’s evening news I saw a follow-up report on a free healthcare service for poor, uninsured and under-insured persons. There were literally thousands of people of all ages staying in line just to see one of a group of volunteer doctors. The report went on to say less than half of small businesses can afford to provide insurance for their employees or themselves. This is a very real indicator of the need for healthcare reform in this country. There are millions of people with no access to health care at all. Sure there are some laws the require hospitals to provide a certain level of indigent care but the laws generally apply to acute need and do not provide wellness or preventative care. What happens is people cannot get any help unless their life is in immediate jeopardy.
Now, what does this mean in respect to the current debate raging in the media? It means there is one side that has been either grossly misinformed or is undeniably selfish and greedy. Opponents to reform want the current system to remain in place. The current system is becoming more expensive at an alarming rate – putting reasonable care out of reach to more people. I can understand if you have good coverage at a price you can afford you certainly do not want any drastic changes. My problem is the lack of compassion for the growing number of people left behind as costs escalate.
The intent of the reform is to get some help for lower income level families. There is no intent or need to mess with anybody’s current coverage if said coverage is acceptable to the covered. Certainly there will be costs associated with providing coverage. The only real way to cover these costs is an increase in revenue from some sources. Highway infrastructure is paid for in a large part by taxes related to highway use: fuel taxes, local wheel taxes…etc. It would not be unreasonable to institute a small tax on some portions of the health care system to pay for the coverage. The government should be no more than a provider of insurance coverage for those without any other affordable coverage. There is no reason for government regulation of health care beyond what we now have. I would expect the coverage provided by the government would be less restrictive and intrusive than most current insurance companies. People would have the option of buying the government-backed insurance coverage or any private insurance coverage. For the lower income levels the government would subsidize the premiums, co-pays, and deductibles so families could afford the payments. More people will have access to coverage. Current coverage need not change. The combination of user premiums and subsidies for low income families based on reasonable taxes on existing private coverage would pay the cost. Competition would remain the driving force of private insurers.
If you have an irrational fear of sharing a waiting room with a poor family, you could purchase a private access plan and you never have to see a poor person. If you think it is better to let poor people to suffer instead of paying a bit more tax you are simply selfish and greedy. As I have said before: Some people would rather let three people die prematurely than pay a 1 or 2 percent annual tax on their health care. There is no excuse to oppose reform blindly. Support reform in concept and work with us to craft a workable solution. People are suffering. Be wiling to help. Don’t believe all the outrageous lies being wielded as political weapons. Think for yourself and with your soul. Help us find a workable reform plan!!!

Monday, August 3, 2009

Raising taxes vs. letting people die.

I just read a headline reporting Obama officials have finally mentioned the only thing that will help the health care reform – tax increase. Now the rich and powerful have the ultimate weapon to wield against the Obama administration. The myriad ways of spinning the phrase “tax increase” make it a very powerful weapon indeed. There is no real way to put a positive spin on a tax increase discussion except appealing to voters’ humanity and compassion. I have been preaching this concept for several months now in this blog that remains mostly unread. I even tried to put my own spin on the subject by equating the refusal to raise taxes to allowing people to die.

I cannot see how a person with an income greater than 200K/yr can feel threatened by an additional $500 – 1000 a year in taxes. I have existed all my life on less than $50k/yr and lived OK. I had reasonable health care through my employers, money/credit to buy home or car, and even some vacation time. I have never really complained about the taxes I pay because I realize I should pay my part for the government services. These services often include helping less fortunate in my community. A family making four times as much as I do should have no more real needs than I do. Sure there is a higher priced home, higher priced cars, much higher priced colleges…etc but these are optional expenses chosen – not imposed. If you choose to spend all your money that’s a personal decision and other people should not have to pay for your decisions. When you demand lower taxes in order to increase your available funds you are strangling the government of resources. The reduction in resources will not likely impact your life nearly as much as the people who lose their police presence or fire protection in low income neighborhoods.

This same argument applies to the current healthcare crisis. If you refuse to pay taxes just because you want more spending money, you are hurting someone in need. If you have substantial income, you can continue to pay for increasing healthcare costs for your own family. The family with less income does not have that option – there is a point where their access to healthcare goes away. We are at that point now! People are making choices between medicine and food; doctor visits or rent; getting that cough treated or buying a tank of gas to get to work. I KNOW! I am one of them! Sure I’m being a bit selfish but am I any more selfish than the rich person who demands lower taxes for his own benefit?

There may be some intangible costs involved in denying healthcare to poor people. Think about this: That homeless person with a cough could be suffering from Swine Flu. Do you want him spreading the disease or getting into a hospital for treatment (and isolation)? That young man with an easily controllable mental health issue may have lost his access to the medicine that keeps him stable. What could happen? I realize other people’s problems are easily dismissed as being their own fault. It is a fact that not all of us have the personalities that make us successful in life. You need to keep these people alive – even if for no other reason than to have someone to look down on. Refuse to pay a few dollars more taxes and let one of us die early. You’ll never know about it. You won’t feel the loss nearly as much as you’d feel the extra $30/week in taxes on your $2500/week paycheck.

DRP

Wednesday, July 15, 2009

Let the poor die - we don't need them

It is painfully obvious that people who have the money to spend would rather spend the money to fight a tax increase than to pay a tax to help people who need healthcare. The concept is: “I would rather have 3 people die due to lack of health care than to pay an extra $1000 a year out of my $250,000 a year income.” What is wrong with America? Greed is the driving force in this country. What happened to freedom, belief in God (or any god), and respect for others?
It is equally obvious that people who are in a position to do something about this are too afraid of offending their heavily moneyed supporters to do what needs to be done. Maybe the consensus among rich people is: if enough poor people die we won’t have the problem anymore. Is that what is being implied here? Is that the message we want to show the world - We don’t care and we aren’t afraid to hide it. Is it?

Come on people. Don’t be afraid to do what must be done. Don’t be ashamed to admit to your friends that your conscience requires you to help people. How many people in this country have incomes of $250000 or more? How many have incomes less that this? If we organize the voters, we can outweigh the money with votes. The money itself cannot overcome a mass of voters unless the voters let themselves be manipulated by the money-driven media.

DRP

Sunday, July 12, 2009

California is loosing its collective mind

I see that California lawmakers, strangled by the greed of the voting public, are continuing to cut services in their attempt to resolve the budget. This is not really a legislative problem. The people in the state who are not willing to pay for the services provided by the state have hobbled the legislature with an impossible situation. Sure, we all want to keep as much of our own money as we can. If I had any money coming in I would want to keep it as much as anybody. When I did have some income I never complained about the taxes I paid but I certainly complain about the quality and level of services I get for the money. The people who most need the services are the people least likely to vote. This means responsible people who vote must not forget the people who desperately need state services. Cutting services to balance a budget mostly hurts people who neither vote nor have any other resource to fall back on. If people are too greedy about their own money to pay for the services they are not likely to provide charities with enough money to ensure effectiveness.

There is only one way to do this effectively. Raise taxes on those who can afford it. Make the tax temporary based on some measure of economic growth or resource surplus. People who become desperate also become unpredictable and even violent. Think people. Plan ahead. Be people instead of greedy despots.

Ok, I apologize for getting carried away but I hope I can make you think. (AND To the Tennessee legislature: you're not much better.) No one is saying "we need to help people" every one is saying "I pay too much tax already".

DRP

Friday, July 10, 2009

Finally some real financial sense in Washington

I recently read an article (from AP via Yahoo) saying a tax increase on the wealthy might part a large part of the proposed healthcare reform. Here is an excerpt:

"Democrats on the tax-writing Ways and Means Committee agreed to a new surtax that would start with households making $350,000 a year and begin in 2011, said the committee's chairman, Rep. Charles Rangel, D-N.Y.

It would raise some $540 billion over 10 years, about half the cost of Obama's ambitious plan to reshape the nation's health care system and provide care to the 50 million uninsured. However, lawmakers could not provide an exact price tag of the overall bill."


I have been screaming this message to anyone who'll listen for months now. I like to think maybe my message got through somehow but I realize that's not likely. The "rich people" who will carry this burden can well afford it. I suspect most of them will spend more than the tax amount to influence greedy legislators to oppose it. The people who exist in the suggested income level certainly have the resources to handle the tax. Sure they might have to forgo an extended trip to Europe or they might decide to keep their BMW for a few months longer than the normal 6 but the real impact on their lives will be minimal. The impact of health issues without medical care is much more real to the poor people who will be the recipients of the health care.
There will continue to be loud speeches trying to say the government will control our healthcare, select our doctors, designate our hospitals...etc. I will go to any doctor I have to go to to get treatment I would not otherwise receive and a lot of people feel similarly. The rich folks will still go the their providers of choice because they can afford it. Also I really do not believe the government wants to control our healthcare. Only if the healthcare industry refuses to cooperate with government cost subsidy plans will interference be needed.

The speeches will be given by those legislators in the pay of the rich who don't want to pay back something to the country that provides them the opportunity and people who shovel the dirt and tighten the screws for them as they make their money.
Look closely at the people who oppose healthcare reform. Make an effort to look past the rhetoric and try to understand their real motives.

D. Page

Monday, July 6, 2009

Healthcare vs. Greed (its all of us!)

Ok, my liberalism has escaped control again. My friends will never talk to me again after this post.

Any person who does not want some form of health care reform is self-centered, profit-driven, short-sighted, young and healthy, or rich. No NORMAL person can be happy with the present system. Some intelligent people believe one indicator of a society's humanity is the treatment it has for the less fortunate in their world. We are headed toward being a very inhumane society if we do not find a way to support our less fortunate. There are people in this country who make large effort and even sacrifice to help poor, hungry children in Africa or other locations. I applaud any efforts in this direction and I wish I was able to contribute more myself. How do these same people feel about a tax increase to help poor children and sick grandparents in this country?

Any health care reform will have to be driven by the government. There is no way any private organization can cancel the profit chase in favor of helping people. There is no way people who cannot afford health care can influence a private organization to give them free health care. Charity has always been one resource for some but it has always fallen short of being a dependable solution. Charity only arises when a person's own wants and needs have been fulfilled and something is left over.

The middle class in this country always has and always will carry the burden of taxation. The higher income levels of the middle class (I believe)carry much of the current burden of charity. This is not so much because of a desire to help as it is seeking the tax breaks. This limits the resources of the charities. The lower we go in the middle class income scale the less there is available for charity and the less incentive there is for tax-break charity.

Any health care plan that helps the unfortunate will be costly. We should institute a progressive tax to pay this cost based on an entity's ability to pay. I say "entity" because I expect this tax to fall onto companies as well as individuals. Tax breaks should be granted to companies providing reasonable care to workers' families and retirees. Retirement accounts in excess of a certain amount should be taxed for health care when retirees access the accounts.

The 401K plan was and is a very good idea. I do not know if the originators of the idea realized the side effects but 401K accounts have driven the stock market higher for many years. Now the money is not being fed into this mechanism as much as it once was as we boomers retire. Our funds are being pulled out and this might have contributed to the stock market instability of late. If I had a six-figure retirement account I would not mind paying a $40 tax from my monthly withdrawal to support health care for less fortunate. I can see no reason why a person with a seven-figure retirement account could not pay $150 month. He might have to park his RV for a couple days but that would reduce our energy an pollution hits.

DRP

Thursday, July 2, 2009

Government shutdowns due to budget issues #2

California is, I believe, one of our most populous states. The California state government is about to collapse due to budget issues. The reason is obvious if people were willing to think beyond themselves. The people of California demand a certain level of services from the government while at the same time refusing to pay for these same services. If you are expecting your neighbors to pay for the things you want while letting you keep your own money you're living in a dream. The people in California (and any other state) must be willing to sacrifice a bit for the good of the local government and the services provided. The same concept applies to the Federal Government. If you want to support the American way of life and keep our country strong you have to be willing to sacrifice. A small tax increase across the entire population would go a long way toward propping up the national economy.

Wednesday, July 1, 2009

Government shutdowns due to budget issues

Ok - anyone who has read some of my wild ravings before should realize where this is going.

There is no excuse for any government entity to be nearing shutdown because of budget. The blame for the current situations looming over some (actually most) state and local governments falls squarely on the greed of the local voters. Yes greed! Blind insistence that "Its mine and I want to keep it" is greed. If you want the city to keep the streets clean, well lighted, and safe you cannot expect others to pay for it and not contribute your part. I could go on about the many services provided by governments at all levels but I assume you are at least smart enough to extrapolate beyond my one example.

We are the lowest taxed people in the western world and as a whole we have more than adequate income. Continuing to strangle our governments by refusing to pay our taxes is weakening our country. Stop voting down tax increases! Stop cutting services just to keep a few dollars a week of your overblown salary. The money you're burying in your retirement accounts will be useless when the gangs take over your city. Political unrest naturally follows periods of oppression driven by greed and power brokering.

WyoKnott

Thursday, June 18, 2009

Health care, taxation, capitalism with a conscience

I just saw a news report that Ex-President Bush believes the private sector will bring the economy back in line. Phooey! In the Great Depression the private sector rolled itself into a little ball and waited for a miracle. Only FDR’s aggressive government spending turned the path around. This current crisis is in many ways the fault of the private sector that ignored the lessons of the past while being blinded by the prospect of quick, easy wealth.

I also saw a news report where some people want to halt any government involvement in health care. The health care industry is following the lead of the big business clowns and seeking an attractive bottom line. Business considerations outweigh people’s needs. We need the power of the government to redirect the focus toward health of the people instead of health of the bottom line.


The Tennessee legislature has passed a budget that cuts services to many who need the help the most and cuts jobs during a time when unemployment is nearing a crisis point. They do this instead of increasing taxes. What causes this is the fact that people who really need the government services do not vote. The poor people and the lower middle class put all their personal effort into surviving and have little left for politics. It is an established fact that much less that half of the qualified voters actually vote. The politicians cater to the portion of the population that votes. The voting public consists of too many people who blindly vote their religion or some other single issue and a large population of relatively successful (read relatively wealthy) self-centered upper middle class families. To this latter group the closing of a mental health support center or the elimination of funding for a battered women’s center means nothing. Cutting police services to balance the budget has no real effect on the people in the affluent neighborhoods – they will make sure they get their share of patrols. Increasing the tuition for state colleges means nothing – their children are not going to some backward state school – they’re going to some “reputable” (read high priced) out-of-state school.

People need to look outside themselves and their little isolated comfortable worlds. Have some compassion for the less fortunate - stop demanding lower taxes and let the government have the resources it needs to provide the services to those who cannot afford to pay. The original income tax structure was a progressive tax that placed a greater tax on those who can best afford to pay it. This also placed a greater tax on those who most benefited from the capitalism that is the backbone of this country. We need to return to this type of taxation. It is a measure of a society in the way the weaker members of that society are treated. By letting our personal comfort and greed blind us to the needs of the less fortunate we are eroding the foundation of our society. A society cannot long survive on a shaky foundation. It has been pointed out to us by recent events where greed and avarice lead the country. We must take steps to improve our society or prepare for the inevitable collapse. Revolutions are usually ignited by persistent mistreatment and/or neglect of lower classes.


Here is a repeat of two of my more radical ideas: No business executive, CEO, Chairman…etc has any need of personal wealth beyond some arbitrary amount (I choose a maximum total annual compensation of $2 million and a total net worth of $20 Million). Now I realize the contributions by many of these very smart people to the business growth and stockholder dividends deserve reward. I suggest putting the reward into charitable contributions. Make a public announcement something along the line of: “The board of directors of Acme Widget Company wish to thank our current CEO John Doe III for his leadership over the past year. In addition to John’s regular compensation package we are donating the sum of $3 million to the following charities and public assistance programs… in his name” This gives the CEO public recognition for his work and puts money where it does some direct good. His power and influence are not diminished. Thirty or forty million sitting in a bank somewhere helps no one – not even the owner of the money. Put it back out in circulation and help the little people whose efforts and daily spending indirectly made the huge profit possible. Many will label me a socialist or communist. In fact I am a firm believer in the power and benefits of capitalism. I believe capitalism must be accompanied by a real social conscience that causes it to self-limit the impact it has on less aggressive members of society. We cannot all be leaders of packs – someone has to watch the kids and tighten the screws.